Bank Dhofar Capital Adequacy & Dividend History

Asset Quality بنك ظفار Bank Dhofar USD million Non-performing loans and Gross NPL Ratio 600 5.57% 5.0% 5.11% Gross NPL ratio stood at 5.57% 4.67% 4.53% 500 4.0% 508 400 467 3.0% 386 401 300 2.0% 200 1.0% 100 0.0% NPL coverage Ratio (total funded ECL stage 1,2&3 against funded stage 3 NPL) continues to improve and stood at 97.4% as at the end of Q2-22. 2019 2020 2021 Q2 2022 I Non performing loans Gross NPL Ratio Non-Performing Loans Coverage Ratio 93.3% 93.3% 79.6% 97.4% 2019 2020 2021 Q2 2022 Provision Coverage Ratio BankCholer of Ad. Beli 222 19

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