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Profitability drivers Billion Baht Overall Profitability 102.7 105.9 Total 96.9 Revenue 91.5 50.5 45.0 37.9 43.1 55.3 51.5 8.6 8.7 14.7 15.7 27.2 28.0 24.8 23.9 25.4 11.1 12.8 12.6 11.5 7.2 5.8 5.7 3.5 35.9 36.3 34.2 31.8 15.5 16.4 7.2 8.3 8.0 2013 2014 2015 2016 Operating expenses 1H16 1H17 2Q16 1Q17 2Q17 Provisioning expenses Tax Net profit/1 Note: /1 Owners of the Bank Bangkok Bank 22 222

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