Investor Presentaiton

Overview of Macquarie Operating Groups 1Q23 Update Outlook Appendix Strong regulatory ratios. Bank Group Level 2 Ratios (Jun 22) 17.5% 14.0% 10.5% 7.0% 3.5% 0.0% 7.5% 15.6% 220.0% 130.0% 203%¹ 6.0% 5.7% 180.0% 120.0% 12.3% 5.1% 4.5% 140.0% CET1 ratio 3.0% 1.5% 0.0% Leverage ratio Bank Group (Harmonised)4 100.0% 60.0% 20.0% Bank Group (APRA) LCR³ Basel III minimum 114%2 110.0% 100.0% 90.0% 80.0% NSFR³ 1. Average LCR for Jun 22 quarter is based on an average of daily observations and excludes CLF allocation (221% including CLF allocation). 2. NSFR as at 30 Jun 22 excludes CLF allocation (116% including CLF allocation). 3. APRA imposed a 15% add-on to the Net Cash Outflow component of the LCR calculation, and a 1% decrease to the Available Stable Funding component of the NSFR calculation, effective from 1 Apr 21. The LCR Net Cash Outflow add-on increased to 25% from 1 May 22. 4. 'Harmonised' Basel III estimates are calculated in accordance with the BCBS Basel III framework, noting that MBL is not regulated by the BCBS and so impacts shown are indicative only. 5. Includes the capital conservation buffer in the minimum CET1 ratio requirement. APRA released the final 'Prudential Standard APS 110 Capital Adequacy' on 29 Nov 21 which has a minimum requirement for the leverage ratio of 3.5% effective 1 Jan 23. O Macquarie Group Limited 45

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