Investor Presentaiton

SUPERIOR DISTRIBUTION MODEL WITH STEADY GROWTH LP Count (1) 5% Annual Growth 3,824 3,941 3,528 3,258 250 3,328 353 375 300 266 Experienced Agent Profile (3) Number of Life Planners with 15+ years experience Average Number of Clients Average Relationship Length 3,471 3,566 3,008 3,062 3,228 985 444 10.5 years Field Management(1) 2013 2014 2015 2016 2017 Number of Agency Managers Number of Sales Managers ■Male LPs Female LPs 2013 2017 2013 2017 Strong Policy Count Productivity(2): 6+ 95 127 376 536 1) As of December 31st for each period presented. 2) Number of policies sold per POJ Life Planner, per month; includes accident and health policies. 3) As of July 31, 2018. Prudential Tokyo Investor Day 9.27.2018 5

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