Q2 2019 Fixed Income Investor Presentation
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CIBC Snapshot
CIBC (CM: TSX, NYSE) is a leading North American financial institution. Through CIBC's four strategic business units - Canadian
Personal and Small Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and
Wealth Management, and Capital Markets - CIBC's 45,000 employees provide a full range of financial products and services to
10 million personal banking, business, public sector and institutional clients in Canada, the U.S. and around the world.
As at, or for the period ended, April 30, 2019:
YTD 2019 Adjusted Net Income by
SBU1,2
■ Market Cap
■ Dividend Yield
$50.2 billion
5.1%
CIBC's Stock
Adjusted ROE¹
15.9%
■ Five-Year TSR
45.4%
Canadian
Commercial
Banking & Wealth
Management
24%
■ Clients
~10 million
Canadian Personal
CIBC
Banking Centres
Employees
Total Assets
1,042
44,797
& Small Business
Banking
45%
$634.1 billion
Capital Markets
18%
Moody's
CIBC's Credit
Rating³
■ S&P
■ Fitch
■ DBRS
Aa2 (Senior A2), Stable
A+ (Senior BBB+), Stable
AA- (Senior AA-), Stable
AA (Senior AA (low)), Stable
U.S. Commercial Banking
(1) Adjusted results are non-GAAP measures. See the non-GAAP section of CIBC's Q2 2019 Report to Shareholders.
(2)
Excludes the Corporate & Other segment.
(3)
& Wealth Management
13%
Long-term senior debt ratings. DBRS LT Issuer Rating; Moody's LT Deposit and Counterparty Risk Assessment Rating; S&P's Issuer Credit Rating; Fitch LT Issuer
Default and Derivative Counterparty Rating. Includes: (a) Senior debt issued prior to September 23, 2018; and (b) Senior debt issued on or after September 23, 2018
which is excluded from the bank recapitalization "bail-in" regime.
(4) Subject to conversion under the bank recapitalization "bail-in" regime
CIBC Q2 2019 Fixed Income Investor Presentation
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