Investor Presentaiton

NPE Coverage and Total coverage by segment Coverage and collateral maintained post Helix 22 Group Financial Results for the nine months ended 30 September 2020 Tangible Collateral¹ Allowance for expected loan credit losses Corporate €360 mn Global Corporate: €112 mn SME €366 mn Retail-Housing €889 mn Retail-Other €647 mn Total €2,374 mn 167% 167% 142% 137% 139% 136% 131% 127% 127% 128% 130% 128% 128% 81% 81% 124% 125% 126% 125% 124% 122% 118% 107% 108% 104% 63% 102% 64% 69% 69% 67% 83% 85% 85% 59% 59% 58% 71% 83% 54% 69% 70% 69% 68% 53% 54% 50% 46% 86% 86% 79% 51% 53% 58% 56% 63% 53% 58% 59% 64% 66% 67% 66% 58% 54% 54% 48% 51% 54% 59% 60% 59% Dec 19 Jun 20 Sep 20 Sep 20 Dec 19 Jun 20 Sep 20 Sep 20 pro forma 2 pro forma² Dec 19 Jun 20 Sep 20 Sep 20 pro forma 2 Dec 19 Jun 20 Sep 20 Sep 20 pro forma 2 Dec 19 Jun 20 Sep 20 Sep 20 pro forma Dec 19 Jun 20 Sep 20 Sep 20 2 pro forma 1) Restricted to Gross IFRS balance 2) Calculations on a pro forma basis assume completion of the transaction Bank of Cyprus Holdings 65

View entire presentation