Covered Bond Program Overview

Cover Pool CIBC◇ Summary Statistics (April 30, 2022)1 Current Collateral Pool Asset Percentage Requirement Current Balance Outstanding Covered Bonds Number of Loans Average Balance Weighted Ave Original LTV Weighted Ave Current Indexed LTV Weighted Ave Current Unindexed LTV Weighted Ave Remaining Term Weighted Ave Remaining Amortization Weighted Ave Seasoning 90 day + Arrears² Canadian uninsured residential mortgages 93.00% CAD 44,787,509,195 CAD Eq. 34,684,350,000 150,432 CAD 297,726 70.25% 42.31% 61.49% 32 months 275 months 45 months Insured Fixed 2,3 Owner Occupied²,4 0.08% No 71.42% 80.81% 1234 1. Collateral information available on https://www.cibc.com/ca/investor-relations/debt-info/legislative-covered-bond-program.html 2. As a percentage of current balance 3. No interest only loans 4. Inclusive of "combined" occupancy status loans where the mortgagor both resides in and sublets a portion of the mortgaged property 37

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