Executive Summary Q3 FY21

Provisioning Coverage - Consolidated (Proforma) BAJAJ B FINSERV in Crore Consol AUM Assets Under Management GNPA NNPA 31 Dec 2020 PCR (%) GNPA % NNPA % 31 Dec 19 31 Dec 20 31 Dec 19 31 Dec 20 Auto Finance Business 12,707 1.617 804 50% 5.68% 11.54% 2.61% 6.09% Sales Finance Business 10,186 265 32 88% 0.92% 1.91% 0.18% 0.24% Consumer B2C Business 29,042 982 355 64% 1.34% 3.34% 0.38% 1.23% Rural Sales Finance Business 2,438 52 6 כס 88% 0.59% 2.08% 0.12% 0.26% Rural B2C Business 10,954 416 162 61% 1.33% 3.64% 0.44% 1.45% SM E Lending Business 18,882 452 160 65% 1.41% 2.33% 0.36% 0.84% Securities Lending Business 5,074 Commercial Lending Business 7,510 0.60% 0.25% Mortgages 46,758 410 242 41% 1.36% 0.95% 0.99% 0.56% Total 143,550 4,194 1,761 58% 1.61% 2.86% 0.70% 1.22% Note: Above data is before considering Hon'ble Supreme Court's interim order dated 3 Sep 2020, which has directed that accounts which were not declared NPA till 31 Aug 2020 shall not be declared as NPA till further orders. 45

View entire presentation