2Q 2022 INVESTOR PRESENTATION

Capitalization مصرف الإنماء alinma bank Capital grew 2% YTD and capital ratios remained stable while ROE saw an increase of 2.5ppts YoY Total Capital (SARbn) Risk Weighted Assets (SARbn) +2% +7% 32.5 33.1 33.9 33.9 143.5 145.2 145.3 149.2 155.1 27.5 0.8 1.6 1.7 1.7 1.8 3.6 3.4 0.9 0.8 11.6 11.9 10.7 11.0 1.6 30.9 31.4 32.2 32.1 129.2 130.8 133.1 136.8 142.4 25.9 QoQ 2Q 21 +18% 3Q 21 +2% 4Q 21 +2% 1Q 22 -0% 2Q 22 QoQ 2Q 21 +1% 3Q 21 +0% 4Q 21 +3% 1Q 22 +4% 2Q 22 Tier 1 Capital Tier 2 Capital Credit Operational Market Capitalization (%) Profitability (%) 13.4% 25% 15% 21.8% 10.9% 10% 20.7% 20% 19.2% 18.1% 5% 17.4% 1.7% 15% 0% 1H 21 9M 21 FY 21 1Q 22 1H 22 1H 21 9M 21 FY 21 1Q 22 1H 22 CET1 ratio T1 ratio CAR ROAE ROAA 2Q 2022 INVESTOR PRESENTATION 2.0% Management Commentary ■ Total Capital grew2% to 33.9bn YTD while Risk Weighted Assets grew 7% YTD Capitalization ratios fell slightly YTD but still remain higher than levels as at 1H 2021 ■ ROE and ROA saw an increase of 2.5ppts and 30bps respectively YoY 34/50

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