3Q 2023 INVESTOR PRESENTATION

Alinma Overview Alinma is the youngest bank in KSA #2 in KSA 3.79% NIMS (2Q 2023) 19.3m Monthly Average Users 640K Smartphone Daily Average Users (Number of Smart Phone Users Logins) #3 in KSA #4 in KSA 16.01% ROE (2Q 2023) 2.05% ROA (2Q 2023) Retail Digital Snapshot 98.9% Digital Transactions 17.5% CAR 31.7% +28.5% Cost to Income Net Income YoY Financial 4.44m Position KSA Market Share Customers 0.79% COR 1.69% 150.8% NPL Ratio NPL Coverage #4 Traded Stock in KSA by Value and #5 by number of trades (9M 2023) 3Q 2023 INVESTOR PRESENTATION مصرف الإنماء alinma bank 6.3% Assets (2Q 2023) 6.9% Financing (2Q 2023) 7.3% Deposits (2Q 2023) 5.2% NIB Deposits (2Q 2023) SAR 26.8 bn Value Traded (9M 2023) Stock Highlights SAR 66.8 bn Market Capitalization (30 September 2023) 15.2% Foreign Ownership #1 among Saudi banks (30 September 2023) SOURCE: Bank Financial Statements, Tadawul 10% Owned by Public Investment Fund 5/48

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