Investor Presentaiton

Pacific Life Insurance Company's Ratings MOODY'S S&P Global Fitch Ratings M BEST Aa3 AA- AA- A+ Excellent Stable Outlook¹ Very Strong Stable Outlook² Very Strong Stable Outlook³ Superior Stable Outlook4 Favorable Business Profile Strong Market Positions Diversified Earnings Very Strong Capitalization Excellent Liquidity 1 Moody's outlook and rating reaffirmed in June 2022 2 S&P outlook and rating reaffirmed in February 2023 3 Fitch outlook and rating reaffirmed in November 2022 4 AM Best outlook and rating reaffirmed in June 2022 Ratings as of March 21, 2023 PACIFIC LIFE PLGFII - Investor Presentation (Q4 2022) 18 of 35

View entire presentation