Investor Presentation

Risk Snapshot RWA Breakdown¹ Credit Exposure by Country 2,3 Credit Exposure by Sector 1,2 ■ Canada ■ Chile Real Estate and Construction 7.4% ■ Credit Risk 2% $445Bn 86% ■ Operational Risk 12% 5% 3% 3% $663Bn³ ■ Market Risk 69% ■ U.S. ■ Other International 5% ■Mexico 5% 7% ■ C&CA 7% Financial Services Wholesale and Retail 4.4% 4.3% Utilities 3.1% Other 2.9% Technology and Media 2.8% ■ Peru Agriculture 2.4% ■ Colombia Automotive 1.7% Canadian Banking 1,2 Personal & Commercial Lending International Banking1,2 Food and Beverage 1.6% Energy 1.2% Transportation 1.2% Health Care 0.9% Sovereign 0.8% ■ Secured 71% ■ Secured Mining 0.8% 5% $375Bn $68Bn Hospitality and Leisure 0.6% 95% Metals 0.4% ■ Unsecured 29% ■ Unsecured Forest Products 0.3% Chemicals 0.3% 1 As at April 30, 2022 2% of total loans and acceptances 3 As at October 31, 2021 42 42

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