Investor Presentaiton
CAJA RURAL
DE NAVARRA
DISCLAIMER
This document should not be distributed in the United States or to U.S. persons
as defined in Regulation S of the U.S. Securities Act of 1933, as amended
All rights reserved for Caja Rural de Navarra Sdad. Coop. de Crédito.
This document was created by Caja Rural de Navarra Sdad. Coop. de Crédito exclusively for the purpose of giving corporate presentation by Caja
Rural de Navarra Sdad. Coop. de Crédito. This presentation may only be shown to business customers and institutional clients.
This document may not be changed or shared with third parties without the express consent of Caja Rural de Navarra Sdad. Coop. de Crédito.
Anyone in possession of this information or document is obliged to learn about the legal regulations governing possession and sharing of such
information and comply with those regulations. This presentation may not be shared withtransmitted to any country with laws restricting the
sharing or transmission of such information.
Caja Rural de Navarra Sdad. Coop. de Crédito is not nor can it be held responsible for the usage, valuations, opinions, expectations or decisions
which might be adopted by third parties following the publication of this information.
This presentation is exlusively for general information purposes. It does not represent an offer to conclude an agreement on the provision of
investment advisory services or the purchase of securities. Where this presentation cites information not originating from Caja Rural de Navarra
Sdad. Coop. de Crédito or not produced a its request, such information has been compiled from sources deem trustworthy without being
verified. For this reason, Caja Rural de Navarra Sdad. Coop. de Crédito assumes no guaranteee that such information is complete or correct. Caja
Rural de Navarra Sdad. Coop. de Crédito assumes no responsibility or liability whatsoever for expenses, losses or damage from or in connection
with the use of all or part of the information contained in this presentation.
Caja Rural de Navarra Sdad. Coop. de Crédito cautions that this presentation may contain forward looking statements with respect to the
business financial condition results of operations, strategy, plans and objectives of the Caja Rural de Navarra Sdad. Coop. de Crédito. While these
forward looking statements represent our judgement and future expectations concerning the development of our business, a certain number
of risks, uncertainties and other important factors could cause actual developments and results to differ materially from our expectations.
These factors include, but are not limited to: (1) general market, Macroeconomic, governmental, political and regulatory trends; (2) movements
in local and international securities markets. currency exchange rate and interest rates; (3) competitive pressures; (4) technical developments;
(5) changes in the financial position or credit worthiness of our customers, obligors and counterparts. These risk factors could adversely affect
our business and financial performance published in our past and future filings and reports. including those with the Spanish Securities and
Exchange Commission (Comisión Nacional del Mercado de Valores).
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