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Investor Presentaiton

" ☐ Cash, Leverage and Capital Distribution Cash Generator Business Model Mortgage transfer right after sales Fast construction cycle Accelerated cash flow generation The company goes through a moment of post-Covid, but remains strategically well-positioned in the low-income housing segment in Brazil Cash Generation R$ million 323 134 139 265 246 70 22 31 Minimum Cash " Minimum cash equivalent to: ☐ 3 months of operational cash outflows Debt (short term) " Land (short term) Capital Distribution ■ Stock buyback ☐ Dividends payment Impacto desvio de custo P&L 15 1Q22 43 2Q22 -13 2013 2014 2015 2016 2017 2018 2019 2020 2021 -297 2022 -38% 76 47 3Q22 4Q22 | We see 2023 as the last year of crossing this new turnaround started in 3Q21, when we detected worse than expected inflationary pressures and execution challenges in the context of the pandemic. It should be noted that our cost variances should follow this new downward trend, the expectation is that approximately 80% of the most problematic works in terms of cost deviations (launched by Dec/2021) end by the end of | 2Q23, which ensures a significant recovery of margins | expected for the second half of 2023. | Note: (1) Distribution Yield = Capital Distribution LTM / Market Cap LTM. Market Cap LTM calculated based on TEND3 average price in the last 12 months 17
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