Investor Presentaiton

Being the reference European bank in Egypt Acceleration of Retail development Strong growth and higher profitability of retail segment paving the way for the acceleration of retail development EGP Million Credit Cards outstandings Evolution 700 650 650 586 +147% 600 550 498 500 450 405 400 327 350 263 300 250 200 Dec.2010 Dec.2011 Dec.2012 Dec. 2013 Dec.2014 Jun.2015 Retail & Private banking loans outstandings Evolution Retail & Private banking deposits outstandings Evolution 4,800 16,000 4,400 +28% +58% 14,000 4,000 4,316 3,600 3,200 2,800 3,216 2,971 Σ 2,400 2,730 2,634 2,000 ш 1,600 1,200 800 400 البس 14,355 14,439 3,890 12,000 13,662 12,877 EGP Million 10,000 11,276 11,710 8,000 6,000 4,000 2,000 Page 19 Dec.2010 Dec. 2011 Dec. 2012 Dec.2013 Dec.2014 Jun.2015 Dec.2010 Dec. 2011 Dec.2012 Dec.2013 Dec.2014 Jun.2015 كريدي أجريكول محمد CRÉDIT AGRICOLE EGYPT

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