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6 The Yamagata Bank, Ltd., and Consolidated Subsidiaries Financial Statements Consolidated Balance Sheet As of March 31, 2014 and 2013 Assets Cash and due from banks (Note 9) Call loans and bills purchased Trading securities (Note 5) Securities (Notes 5 and 11) Loans and bills discounted (Note 4) Foreign exchange (Note 4) Other assets (Note 11) Tangible fixed assets Buildings (Note 10) Land (Note 6) Construction in process 2014 (Millions of yen) 2013 2014 (Millions of yen) (Thousands of U.S. dollars)(Note 2) 37,502 ¥ 87,777 $ 18,683 72,644 364,384 181,535 57 854,183 34 771,994 557 1,409,351 1,326,192 8,299,494 13,693,658 1,510 1,029 14,677 31,221 26,791 303,356 13,461 13,268 130,793 3,021 3,139 29,354 Consolidated Statements of Income and Comprehensive Income For the years ended March 31, 2014 and 2013 Consolidated Statement of Income Income: Interest on loans and discounts Interest and dividends on securities Other interest Fees and commissions Other operating income Other income Total income 2014 2014 2013 (Millions of yen) (Millions of yen) (Thousands of U.S. dollars)(Note 2) ¥ 19,472 7,204 ¥ 20,221 7,227 $ 189,198 70,003 147 237 1,432 7,349 7,230 71,413 8,201 9,200 79,692 3,361 3,817 32,665 45,738 47,937 444,406 8,923 8,933 86,704 Expenses: 319 13 3,104 Other tangible fixed assets (Note 10) 1,197 1,181 11,630 Interest on deposits. 1,711 1,734 16,632 Intangible fixed assets Software Other intangible fixed assets 1,201 1,366 11,670 Interest on borrowings and rediscounts 74 120 720 983 1,147 9,553 Other interest 1,264 1,282 12,285 217 218 2,117 Fees and commissions 2,256 2,137 21,928 Deferred tax assets (Note 16) 418 481 4,063 General and administrative expenses 23,341 23,540 226,797 Customers' liabilities for acceptances and guarantees 19,764 21,232 Reserve for possible loan losses (8,045) Total assets ¥2,379,310 (10,401) ¥2,312,413 192,035 (78,174) Other expenses 6,021 9,407 58,507 Total expenses 34,670 38,227 336,870 $ 23,118,054 Income before income taxes and 11,067 9,710 107,535 Liabilities and Net Assets Liabilities: Deposits (Note 11) minority interests Income taxes (Note 16) \2,119,245 ¥2,091,639 $ 20,591,188 Current Call money and bills sold Payables under securities lending transactions (Note 11) Borrowed money (Note 11) Foreign exchange Other liabilities 21,204 49,429 55 538 15,366 25,491 206,031 480,272 38 536 19,113 17,236 185,715 Reserve for bonuses to directors and corporate auditors 20 20 194 Reserve for employees' retirement benefits (Note 18) Liability for retirement benefits 1,129 684 6,648 Reserve for directors and corporate auditors' retirement benefits 305 276 2,966 Reserve for losses on dormant deposit repayments 158 187 1,535 Reserve for losses on contingencies 225 147 2,192 Deferred tax liabilities 5,834 3,646 56,691 Deferred tax liabilities arising from revaluation of land (Note 6) Acceptances and guarantees 1,586 1,612 15,417 19,764 21,232 192,035 Deferred Income before minority interests. Minority interests Net income Consolidated Statement of Comprehensive Income Income before minority interests Other comprehensive income (Note 14) Unrealized holding gain on securities Deferred loss on hedging instrument Comprehensive income 2,924 1,127 28,417 1,241 2,308 12,060 4,166 3,436 40,478 6,901 6,273 67,056 569 821 5,534 \ 6,331 ¥ 5,452 $ 61,522 ¥ 6,901 ¥ 6,273 $ 67,056 1,939 8,734 18,843 1,201 9,660 11,675 737 (926) 7,168 8,840 15,007 85,900 Total liabilities ¥2,237,627 ¥2,178,564 $ 21,741,427 Comprehensive income attributable to shareholders of the parent company...... 8,266 14,184 80,322 Net Assets Comprehensive income attributable to minority interests 574 822 5,577 Shareholders' equity (Notes 7 and 12): Common stock, without par value: Authorized 298,350,000 shares Issued - 172,000,000 shares Capital surplus Retained earnings (Note 8) Less treasury stock, at cost ¥ 12,008 4,939 ¥ 101,464 12,008 4,939 96,216 $ 116,678 47,991 985,861 (828) (820) (8,053) Total shareholders' equity. 117,583 112,343 1,142,477 Accumulated other comprehensive income Unrealized holding gain on securities (Note 5) 18,333 17,136 178,132 Deferred loss on hedging instruments (2,370) (3,108) (23,036) Revaluation of land (Note 6) 1,073 1,012 10,426 Retirement benefits liability adjustments Total accumulated other comprehensive income Minority interests Total net assets Total liabilities and net assets ¥ 141,682 28 276 17,063 15,039 165,798 7,034 6,465 68,351 ¥ 133,849 $ 1,376,626 2,379,310 2,312,413 23,118,054 See accompanying notes to consolidated financial statements. 7

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