Investor Presentaiton

The Group's credit exposure by Geography and Economic activity, both funded and non-funded is detailed below (continued): GROSS CREDIT EXPOSURE BY ECONOMIC ACTIVITY 31 DECEMBER 2020 Loans & Islamic Financing AED 000 Debt securities AED 000 Other Assets AED 000 Total funded AED 000 OTC Commitments AED 000 Agriculture, Fishing & Related Activities 8,579,700 339,596 8,919,296 15,483 derivatives AED 000 2,441 Other off-balance sheet exposures AED 000 Total non-funded AED 000 Total AED 000 774,574 792,498 9,711,794 Crude oil, Gas, Mining & Quarrying 5,123,120 Manufacturing 21,761,778 Electricity & Water Construction 2,588,871 530,613 106,107 727,029 5,653,733 214,341 629,295 22,497,180 374,390 3,315,900 17,859,286 Trade Transport, Storage & 30,976,505 13,391,988 52,945 172,296 27 90,540 17,859,286 31,029,477 13,654,824 88,959 274,188 868,836 87,589 91,125 223,942 909,951 333,221 1,729,844 283,100 1,318,984 1,624,450 7,278,183 7,721,148 8,319,480 30,816,660 289,276 1,288,186 4,604,086 12,466,138 13,073,547 30,932,833 8,852,126 11,450,806 42,480,283 1,366,641 1,737,330 15,392,154 Communication Financial Institutions and Investment companies Real Estate Services Sovereign 30,267,457 5,017,264 139,653,265 174,937,986 866,347 10,108,457 7,660,384 18,635,188 193,573,174 Personal All Others Add: Grossing up of interest in suspense 56,157,534 363,901 31,728,574 1,137,421 161,167,915 57,661,418 90,233,246 8,690,306 9,634,594 106 260,447 14,506,339 367,651 56,889,086 538,140 33,404,135 3,149,574 221,978,907 90,233,352 23,457,092 9,634,594 3,478,961 1,073,330 17,089 922,244 24,160 360,284 303,641 82,192 173,650 34,373 2,164,192 2,809,950 183,187 3,487,182 2,621,706 6,003,437 62,892,523 4,186,921 37,591,056 282,468 222,261,375 4,583,076 94,816,428 2,680,239 26,137,331 9,634,594 Total 488,160,874 66,029,441 159,274,533 713,464,848 8,305,917 14,636,221 51,715,488 74,657,626 788,122,474 15 EMIRATES NBD BANK PJSC - BASEL II - PILLAR III DISCLOSURES - FOR THE YEAR ENDED 31 DECEMBER 2020 Other Assets include Cash & Deposits with Central Bank, Due from Banks, Trading Securities, Investment Securities (net of Debt Securities), Investment Properties, Investment in associate, Property & Equipment and Other Assets. 16 The Group's credit exposure by Geography and Economic activity, both funded and non-funded is detailed below (continued): GROSS CREDIT EXPOSURE BY ECONOMIC ACTIVITY (continued) 31 DECEMBER 2019 Loans Other off-balance & Islamic Financing AED 000 Debt securities AED 000 Other Assets Total funded OTC Commitments AED 000 AED 000 AED 000 derivatives AED 000 sheet exposures AED 000 Total non-funded AED 000 Total AED 000 Agriculture, Fishing & 8,127,555 259,915 8,387,470 28,108 6 645,994 674,108 9,061,578 Related Activities Crude oil, Gas, Mining & Quarrying Manufacturing Electricity & Water Construction Trade Transport, Storage & 3,171,336 20,085,293 2,093,821 17,178,387 32,078,059 8,387,521 103,884 45,380 203,882 4,872 39,956 262,276 3,275,220 202,574 39,124 580,983 20,711,656 156,630 21 56,965 2,297,703 17,339,889 32,118,036 8,706,762 338,345 103,831 1,262,802 841,711 117,559 153,494 397,727 114,886 1,118,491 102,121 1,517,746 5,034,664 7,196,427 7,688,266 28,399,922 333,621 835,179 3,132,882 14,202,041 15,579,729 32,919,618 10,998,969 12,959,171 45,077,207 1,040,234 1,259,914 9,966,676 1,759,444 Communication Financial Institutions and Investment companies Real Estate Services 33,706,946 3,576,890 156,309,959 193,593,795 1,192,821 8,127,734 6,918,862 16,239,417 209,833,212 Sovereign Personal 51,918,225 505,133 33,672,954 610,725 163,193,353 42,500,483 83,349,075 All Others Add: Grossing up of interest in suspense 9,693,897 1,690,407 8,124,292 14,677,800 Total 474,780,714 49,543,888 174,813,771 499,372 52,922,730 387,780 34,671,459 1,884,340 207,578,176 6 83,349,081 26,062,104 8,124,292 699,138,373 1,956,842 906,090 128,970 1,016,573 814,779 253,358 244,554 2,334 126,055 17,474 3,024,370 3,412,649 232,696 3,684,894 2,269,271 5,234,570 58,157,300 4,563,293 39,234,752 364,000 207,942,176 4,827,522 88,176,603 3,101,524 29,163,628 8,124,292 8,911,005 10,697,358 55,477,774 75,086,137 774,224,510 بنك الإمارات دبي الوطني Emirates NBD Other Assets include Cash & Deposits with Central Bank, Due from Banks, Trading Securities, Investment Securities (net of Debt Securities), Investment Properties, Investment in associate, Property & Equipment and Other Assets.

View entire presentation