Investor Presentation FY22 & Q4FY22 Financial Results
Powering India's Digital Banking - Processes every 3rd Digital Transaction in the country
1 Market share is higher with progressive payment platforms¹
41.5%
Rank 1
2 Healthy Growth in Transaction Volumes across various (in crs)
43%
83%
YES
BANK
18.2%
13.3%
14.3%
6.3%
12.5
604
550
10.8
10.1
9.7
457
8.7
364
329
Rank 1
1.2%
1.6%
2.4%
Deposit
Loan
RTGS
NACH
IMPS
NEFT
AEPS
UPI
Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22
■AEPS Transaction Volume
Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22
■UPI Transaction Volume
3 Maximise participation in money flow through innovation and partnerships
Prepaid Cards
Gift, Payroll & Expense Management,
Travel, Toll & Transit
Payment & Collections
Built around NPCI, Master & VISA Rails
(UPI, IMPS, MoneySend, VISA Direct,
Payment Gateways etc.)
Assisted Digital Services
Domestic Money Transfer, AEPS, Micro
ATMs
☐
☐
☐
YES BANK processes nearly every 3rd
digital transaction in the country which
totals over 6 bn monthly
Leader with more than 1 mn BCs and the
3rd largest player in Micro ATMs after
launching them in March 2021
99.7% success rate on UPI transactions
Largest stack of APIs: >6,500
Market leader for partnerships with
Soonicorns & Unicorns
279%
1.7
1.8
153%
الاسر التي
0.5
0.6
1.1
Q4 FY 21 Q1 FY22 Q2 FY22 Q3 FY22 Q4FY22
■Nach Volume
1 NEFT - By Volumes Outward; RTGS - By Volumes Outward; IMPS - As per NPCI among peer banks; AEPS - Based on 'off us' transactions; UPI by Transaction volumes
9.3
6.6
16.6
14.9
12.7
Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22
■NEFT Transactions (Outward Debit)
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