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Investor Presentaiton

Strong Foundation for Retail Asset-Light Model: Indiabulls Strong Partnerships, Low Costs, Tech-enabled Distribution HOUSING FINANCE Strategic Area Progress in Q2FY22 Wholesale Book Strong sales traction in projects of wholesale borrowers. Company firmly on track to reduce Consolidation wholesale book by 33% by Mar 22 Will add 50 technology-enabled branches in FY22. Added 18 technology-enabled branches in last 3 Expanding Reach, quarters Increasing Customer Base Co-Lending Partnerships 7 co-lending partnerships in place. Company on track of achieving target of 1.5x increase in retail customers by Mar 23 Tie-ups with HDFC Ltd., Central Bank of India, Yes Bank, Punjab & Sind Bank and Indian Bank for Home loans Tie-ups with RBL Bank, Central Bank of India, Canara Bank and Punjab & Sind Bank for secured MSME loans 5
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