Investor Presentaiton

Financial performance Combined ratio (%) 99.8% 108.8% 105.3% 105.1% 114.3% Return on average Equity (ROAE) (%) 24.5% 21.7% 21.0% 104.6% 14.7% billion 19.9% 15.2% # FY2021 FY2022 Q22022 Q22023 H12022 H12023 FY2021 FY2022 Q22022 Q22023 H12022 H12023# Profit before Tax (PBT) 19.54 16.84 FY2021 FY2022 10.75 8.52 5.94 6.10 Q22022 Q22023 H12022 H12023 Profit after Tax (PAT) 14.73 12.71 9.40 5.91 6.41 4.47 FY2021 FY2022 Q22022 Q22023* H12022 H12023* *PAT includes reversal of tax provision of 1.28 billion #Excluding reversal of tax provision, ROAE for Q2 and H12023 was 19.3% and 17.3% respectively ICICI Lombard Nibhaye Vaade Merged figures are presented from April 1, 2021 onwards, hence figures of FY2021 are not comparable 13

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