2018 Credit Presentation
Non-performing exposures by portfolio
2018 Credit Presentation
Advances
Composition (Dec 18)
(€bn)
Non-performing
exposures
(€bn)
Non-performing
exposures as %
of advances
Impairment
loss allowance
(€bn)
Impairment loss
allowance as % of
non-performing exposures
Residential Mortgages
45.4
2.8
6.0%
0.5
20%
- Republic of Ireland
23.7
2.3
9.5%
0.4
21%
- UK
21.7
0.5
2.3%
0.1
15%
Non-property SME and Corporate
19.5
1.2
6.2%
0.6
52%
- Republic of Ireland SME
7.6
0.8
11.2%
0.4
49%
- UK SME
1.6
0.1
6.1%
0.1
53%
- Corporate
10.3
0.3
2.6%
0.1
60%
Property and construction
8.3
0.9
11.0%
0.4
45%
- Investment property
7.7
0.8
10.7%
0.4
44%
- Land and development
0.6
0.1
14.0%
0.0
54%
Consumer
5.2
0.1
2.1%
0.2
140%
Total loans and advances to customers
78.4
5.0
6.3%
1.7
35%
Composition (Dec 17)
Advances
(€bn)
Non-performing
exposures
(€bn)
Non-performing
exposures as %
of advances
Impairment
loss allowance
Impairment loss
allowance as % of
(€bn)
non-performing exposures
Residential Mortgages
46.7
- Republic of Ireland
24.1
32
3.1
2.7
17
6.6%
0.7
11.0%
0.6
- UK
22.6
0.4
1.9%
0.1
761
23%
24%
14%
Non-property SME and Corporate
18.7
1.7
8.9%
0.9
49%
- Republic of Ireland SME
8.2
1.3
15.4%
0.6
46%
- UK SME
1.7
0.1
8.6%
0.1
42%
- Corporate
8.8
0.3
3.0%
0.2
69%
Property and construction
8.8
1.7
19.1%
0.7
44%
- Investment property
8.3
1.5
17.9%
0.6
43%
- Land and development
0.5
0.2
39.4%
0.1
55%
Consumer
4.3
0.1
2.1%
0.1
98%
Total loans and advances to customers
78.5
6.5
8.3%
2.4
36%
Bank of Ireland
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