Investor Presentaiton

Company Overview Business Overview Earnings Digital Penetration Strategy External Rating of Corporate Accounts (>Rs 25Cr) Rating wise Exposure Internal Rating of SME accounts 3% 9% 10% 11% Q1 FY24 9% 3% 97% of Corporate advances are externally rated of which 78% are having A & above rating. 3% 2% 5% 2% 26% 31% Q1 FY24 77% 78% Q2 FY24 ■A & Above BBB <BBB Others 62% 69% ■Low ■Medium High Very High Others CSB Bank Investor Presentation Q2 FY24 15 95% of SME advances are rated as Low/Medium risk categories Q2 FY24 CSB Bank Trusted Heritage Smart Future

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