Scotiabank Risk Review

Scotiabank 62 Continued productivity leadership expenses as % of revenues 58 54 56.7% 50 50 97 98 99 00 01 Q1/02 15 Taxes Scotiabank Q1/02 NIBT Taxes Tax Rate ($ millions) ($ millions) (%) Reported 241 146 61% Add: Argentina charges 607 67 11% Underlying 848 213 25% 16

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