Q2 2003 Earnings Highlights

Scotiabank $ millions Rising securities surplus Q2/03 Q1/03 Q4/02 Securities Surplus (Deficit) - Emerging Market Debt 432 343 219 Fixed Income 8 15 (113) - Equities (22) (114) (131) 418 244 (25) 9 Scotiabank 15 Business Line Results 16

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