Q3 FY22 Financial Highlights

Creating future ready tech stacks and platforms - building cloud native, micro-services based API-led stacks • Key Principles ◉ Chatbots Web Mobile Call Center RM Branch Partnerships Omni-Channel Client facing applications Advanced Analytics & Machine Learning . Self / Assisted Mobile/Web/ TAB API Management Micro-services based, modular architecture providing agility and flexibility to integrate with partners KYC / Fraud Analytics Real time Under- Pricing Wallet Share writing Hyper Personalized Engagement Micro-Services / Data Management for advanced analytics Structured as well as unstructured data API Gateway, Sandbox environment / developer portals . • • Cloud based data warehouse Strong data governance model Core Systems - "Hollowing" the core and moving to new age cloud native core stacks API Driven • Modular Scalable Security Infrastructure - Cloud Native, Containerized for new age applications New Age Workforce Digital Product | Digital Marketing | Partnerships & Alliances | Advanced Analytics 45 Reliability Building "Agile" Culture IndusInd Bank

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