Arab Bank Group Financial Summary

AB Group key financial indicators Dec. Dec. Dec. Dec. Key Financial Indicators 2013 2014 2015 2016 Loan to deposit 67.1% 67.7% 67.6% 70.4% Cost to income 59.1% 55.2% 62.3% 58.9% Cost to income - Excluding Provision for Impairment & Non-recurring 42.0% 42.3% 42.3% 41.9% Expenses Return on equity 6.5% 7.3% 5.5% 6.5% Return on assets 1.1% 1.2% 0.9% 1.1% Capital adequacy - tier 1 15.15% 14.80% 14.20% 15.68%* Capital adequacy - total 15.15% 14.80% 14.20% 15.68%* NPL to gross credit facilities - excluding suspended interest 5.6% 5.2% 4.8% 4.9% NPL coverage ratio - excluding suspended interest 102% 106% 109% 116% * According to Basel III (CBJ requirements) 11

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