Investor Presentaiton

Revenue Base: Interest Income Lines Interest income increased by 2% YoY, driven mainly by the expansion in loan books. Interest Income FYE 2020 FYE 2021 N'million 2021 2020 YOY Placement Loans and advances 292,224 250,812 17% with banks & Government Government discount houses Treasury bills 40,426 53,797 -25% and other bonds Government and other and other 1.6% bonds Others 0.4% 86,669 81,511 6% bonds 19.4% Placement with banks & 20.3% 6,766 26,398 -74% discount houses Others Treasury bills 9.5% Total 1,512 427,597 8,295 -82% 420,813 2% Treasury bills 12.8% Loans and advances 68.3% Placement with banks & discount houses 6.3% Loans and advances 59.6% Others 1.9% © 2021 ZENITH BANK PLC | Full Year Group Results Presentation to Investors & Analysts | Page 18

View entire presentation