CNP Assurances - Investor Presentation
DIVERSIFIED FRANCHISE
& BUSINESS MIX
Main markets
CNP Assurances - Investor Presentation - March 2020
FRANCE
65% of Group Premiums
88% of Group Reserves
63% of Group EBIT
83% of Group SCR
LATIN AMERICA
20% of Group Premiums
6% of Group Reserves
32% of Group EBIT
12% of Group SCR
EUROPE EXCLUDING FRANCE
15% of Group Premiums
6% of Group Reserves
5% of Group EBIT
5% of Group SCR
Main businesses
Traditional (1)
61% of Premiums
SAVINGS
& PENSIONS
Unit-Linked(1)
39% of Premiums
80% of Group Premiums
96% of Group Reserves
49% of Group EBIT(2)
At 31 December 2019
(1) Traditional: guarantee of capital at any time. Unit-Linked: no guarantee of capital
(2) EBIT excluding own-funds portfolios
PERSONAL RISK
& PROTECTION
20% of Group Premiums
4% of Group Reserves
51% of Group EBIT(2)
Combined ratio of 80.7%
Term Creditor Insurance
64% of Premiums
Protection
24% of Premiums
P&C and Health
12% of Premiums
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