2Q2023 Financial Performance Summary

Corporate Loans Bank Only bank bjb Corporate Loans % SML % NPL YOY Key Indicators 2Q22 2Q23 20RP (Rp Tr) (%) (%) 10 Loans Outstanding 18 9 16,435 18,818 +14.5% (Rp bn) 16 8 Net Expansion 4,182 2,298 -45.1% YtD (Rp bn) 14 7 Avg. Loans Outstanding 12 6 260,873 272,725 +4.5% (Rp mn) 10 5 18.8 No of Debtors 63 69 +9.5% 8 16.4 16.4 16.5 16.5 4 14.4 60 11.9 12.3 3 Loan Yield (%) 7.2 7.1 -0.1 10.6 4 2 2 0 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 1 Asset Quality YOY 2Q22 2Q23 (%) 0 4Q22 1Q23 2Q23 Special Mention 3.3 4.3 +1.0 Proportion Between SOE Related and Private Company (2Q23) SOE Related 67.3% Private Company 36.3% NPL 0.9 1.2 +0.3 23

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