Investor Presentaiton

30 SUMMARY PERFORMANCE OF CORPORATE AND INVESTMENT BANKING (CIB) Key Takeouts Dec 2022 Dec 2021 Change KES M KES M % Net interest income 9,878 6,542 51 Non-interest revenue 7,979 7,636 4 Total Income 17,857 14,178 26 Customer loans and advances 144,369 99,509 45 Customer deposits 132,511 113,340 17 Contingents 72,259 74,295 (3) Letters of credit 2,747 2,707 1 Guarantees 69,513 71,589 (3) Growth in interest income as a result of growth in loan book Growth in non-interest revenue mainly due to increase in trading revenue Growth in customer loans and advances was mainly driven by increased working capital needs from our customers Growth in customer deposits mainly current account balances

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