Q2 2023 Financial Results

Clear purpose, well-defined strategy creating enduring value for stakeholders OUR AMBITION: To deliver top-tier shareholder returns over the medium term while maintaining financial strength and risk discipline OUR STRATEGY Focusing on high- growth, high-touch segments • Focusing on high-growth, high-touch segments Leveraging our unique capabilities to be a leader with Canadian affluent and high-net-worth clients Expanding our US Private Wealth platform to drive new client acquisition Further enhancing connectivity across our North American Corporate, Commercial and Wealth franchise • Simplifying our Bank Investing in future differentiators • CIBC◇ Investing in future differentiators within faster-growing markets Accelerating growth of our digital direct banking and investing platforms Expanding our leading renewables, sustainable finance and energy transition franchise Simplifying our Bank Optimizing processes, enhancing digital capabilities and leveraging data to enhance client experience Increasing operational efficiency with end-to-end process automation and digitization 4

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