Investor Presentaiton
GROUP
CRR2/CRD5 PRUDENTIAL CAPITAL RATIOS
_Phased-in Common Equity Tier 1, Tier 1 and Total Capital
In EURbn
31.03.2023
31.12.2022
Shareholder equity Group share
68.7
66.5
Deeply subordinated notes (¹)
(10.8)
(10.0)
(2)
Distribution to be paid & interest on subordinated notes
(2.4)
(1.9)
Goodwill and intangible
(5.6)
(5.6)
Non controlling interests
5.5
5.3
Deductions and regulatory adjustments
(6.6)
(5.5)
Common Equity Tier 1 Capital
48.8
48.7
Additionnal Tier 1 Capital
10.9
10.1
Tier 1 Capital
59.7
58.8
Tier 2 capital
10.1
11.0
Total capital (Tier 1 + Tier2)
69.9
69.8
Risk-Weighted Assets
361.0
360.5
Common Equity Tier 1 Ratio
13.5%
13.5%
Tier 1 Ratio
16.5%
16.3%
Total Capital Ratio
19.4%
19.4%
Ratios based on the CRR2/CDR5 rules as published in June 2019, including Danish compromise for insurance (see Methodology). Ratio fully loaded at 13.4% and IFRS 9 phasing at +9 bps.
(1) Excluding issue premia on deeply subordinated notes and on undated subordinated notes
(2) The dividend to be paid is calculated based on a pay-out ratio of 50% of the underlying Group net income, after deduction of deeply subordinated notes and on undated subordinated notes
SOCIETE
GENERALE
1ST QUARTER 2023 RESULTS | 12 MAY 2023
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