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Investor Presentaiton

$ In Thousands Growth in Earnings IN Trailing Six Quarters Annual $6,000 $0.30 $17,500 $0.27 $0.27 $0.27 $15,000 $1.00 $0.97 $0.84 $5,000 $0.25 $0.75 $0.22 $12,500 $0.21 $4,000 $0.20 $0.20 $10,000 $0.50 $3,000 $0.15 $7,500 $0.36 $0.25 $5,000 $2,000 $0.10 $0.18 $2,500 $0.00 $1,000 $0.05 $- $- $0.00 $(2,500) -$0.23 -$0.25 2Q'22 3Q'22 4Q'22 1Q'23 2Q'23 3Q'23 2019 2020 2021 2022 3Q'23LTM PPNR Net Income EPS PPNR Net Income EPS ➤ EPS for the nine months ended September 30, 2023 increased 25% to $0.70 per share, compared to $0.56 for the nine months ended September 30, 2022 1. PPNR is a non-GAAP measure, see reconciliation table elsewhere in this presentation 6
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