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Investor Presentaiton

Retail Banking (Reported) | Retail Banking Total Income (YoY Movement) and Loans by Line of Business PAT Trend (RM' mil) (27%) 33% 3% Total Income RM 926 mil 11% 32% Others 4% Retail SME 9% Auto 12% Wealth COOP & 5% Retail SME ASB Financing 9% Auto 18% 7% Cards & Personal 9% Financing 4% Mortgage 21% 4% Total loans RM70.3 bil Deposits 32% Mortgage 62% COOP & ASB Financing 3% 8% AmBank Group H1FY23 Results - Investor Presentation Cards & Personal Financing 14% H1FY22: 297 162 QoQ Growth: (33%) YoY Growth: (18%) H1FY23: 245 ווויוי Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 14 34

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