Bajaj Finance Limited Pitch Deck

Financial statement summary - BHFL Financials snapshot BAJAJ FINANCE LIMITED Values in MM USD 1 - INR 75 Q4 FY22 Q4 FY21 YOY FY22 FY21 YOY Assets under management 7,110 5,183 37% 7,110 5,183 37% Assets under finance 6,198 4,456 39% 6,198 4,456 39% 1 Interest income 128 99 29% 464 384 21% I Fee and other income 11 12 (8%) 30 29 4% I Net gain on fair value changes on investment 2 1 78% 8 8 (2%) Total Income 141 112 26% 502 421 19% Interest expenses Net Interest Income 81 63 28% 287 262 10% I 60 49 22% 215 159 36% Operating Expenses Loan losses and provisions Profit before tax Profit after tax 20 13 50% 63 44 43% 5 4 27% 24 33 (27%) 36 32 11% 128 82 57% 26 24 11% 95 60 57% Ratios | Operating expenses to Net Interest Income 32.5% 26.6% 29.2% 27.7% Loan loss to average AUF* I 0.08% 0.09% 0.45% 0.80% I Earning per share - Basic ($) * 0.005 0.005 0.019 0.012 I Return on Average Assets* I 0.4% 0.6% 1.8% 1.5% I Return on Average Equity * 3.0% 3.0% I 11.1% 7.8% I *Not annualized 34

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