Investor Presentaiton

• • • Developing our financial super app to fulfill a variety of customer needs . Credit End-to-end online consumer lending Pre-approved credit limits Fully online credit card Savings End-to-end online deposit activation Activation of "piggy bank" Investments Opening investment account • Managing investment portfolio . Insurance marketplace Motor Third Party Liability insurance (MTPL) • Travel insurance 9:41 Home ჩართე დაზღვევა MOXY Tbilisi-n Total Available Amount 1,788.05 numan ma ill a შეუკვეთე ბარათი Account 405.00 PLUS PLUS Points 147,650 367.65 C Olsasan PRODUCTS FOR YOU Home Porducts Lifestyle • Offers from partner merchants • Buy now, pay later • Gift cards . Daily banking Transactions Payments • Play store 4.8/5 • Loyalty • A VISA App store 4.7/5 . Subscriptions Remittances PLUS Customer Satisfaction Score 92% in 4Q23 • Chat and chat-bot support (89% in 4Q22) • x • Automatic payments & transfers Digital debit card and debit card ordering Instant P2P payments to other banks 品 Offers Hub The Best in Consumer Digital Lending and Best in Bill Payment & Presentment 2023 by Global Finance (Global winner) . Personal finance management Daily spend view and personal budget management 18

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