2Q 2023 Investor Presentation

Alinma Overview Alinma is the youngest bank in KSA 18.7m Monthly Average Users 631K Smartphone Daily Average Users (Number of Smart Phone Users Logins) #2 in KSA 3.80% NIMS (1Q 2023) #4 in KSA #6 in KSA 14.1% ROE (1Q 2023) 1.9% ROA (1Q 2023) Retail Digital Snapshot 98.4% Digital Transactions 18.2% CAR 32.6% +25.4% Cost to Income Net Income YoY Financial 4.34m Position KSA Market Share Customers 0.84% COR 1.89% 130.1% NPL Ratio NPL Coverage مصرف الإنماء alinma bank 6.1% Assets (1Q 2023) 6.7% Financing (1Q 2023) 6.7% Deposits (1Q 2023) 5.0% NIB Deposits (1Q 2023) #4 Traded Stock in KSA by Value and #5 by number of trades (1H 2023) SAR 17.8 bn Value Traded (1H 2023) Stock Highlights SAR 67.0 bn Market Capitalization (30 June 2023) 15.4% Foreign Ownership #1 among Saudi banks (30 June 2023) SOURCE: Bank Financial Statements, Tadawul 10% Owned by Public Investment Fund 5/48 2Q 2023 INVESTOR PRESENTATION

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