Investor Presentation - Q2 2021

Appendix: Retail Banking Profit before income tax of the segment PLN M, by quarter Number of Retail Service Locations -28 mBank CZSK +13% +27% 396 Poland 369 368 40 347.6 324.3 41 43 44 307.1 277.3 17.6 42 40 16.8 273.5 19.1 13.4 29.3. 166 149 149 288.0 307.5 330.0 -14= 263.9 244.2 35 15 15 34. 34 97 88 87 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 06/20 03/21 06/21 Number of non-cash transactions with payment cards M, by quarter +40% +18% mBank CZSK mFinanse¹ mKiosks Advisory centres Light branches (in shopping malls) mBank's outlets (standard format) Value of non-cash transactions with payment cards PLN M, by quarter +33% +16% 214.9 215.3 13,892 14,638 185.1 182.0 13,013 12,613 153.9 11,015 Q2/20 Q3/20 1 Including financial centres and agency service points Investor Presentation - Q2 2021 Q4/20 Q1/21 Q2/21 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 39

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