Multi-Pronged Risk Management and Protection Philosophy slide image

Multi-Pronged Risk Management and Protection Philosophy

Environment • Social Governance 5 pillars of ESG Energy and water Ethical Conduct о Energy efficiency and water conservation initiatives Use of 3/5 star rated appliances with regular maintenance Digitization Waste management Reduction of Paper Usage Online /e-forms for customers Annual report FY21 digitally communicated to all stakeholders Printers configured with default double side printing о 310 Kgs of e-waste was recycled/ refurbished/disposed in an environmentally controlled manner, conforming to the guidelines of E-Waste (Management) Rules, 2016 о Donated old IT assets to recycling agencies for helping under-privileged sections of the society о О Segregation and proper disposal of waste - dry and wet No single-use plastics Use of bio-degradable garbage bags Cafeteria with reusable plates, cutlery, wooden stirrers etc. Conference / meetings rooms with glass bottles and cups Employees encouraged to bring their own mugs/glass о Responsible Investment О 69% of branches use LED based lighting system Use of sensor based urinals and water taps Diversity, Equity & Inclusion Holistic Living О 12 water dispensing units installed in villages to provide clean drinking water 。 Implementation of switch rooms across 384 branches resulting in reduced air-conditioning usage (both in running hours and temperature settings), leading to decrease in electricity bill units by 14% in FY21 。 Replacement of Uninterruptible Power Supply UPS with new energy efficient devices; reduction of UPS capacity by 50% (equivalent to 750 KVA) 。 Replacement of bottled drinking water with water purifiers 。 Installation of sensor-based taps at corporate office and other select office locations Business travel о О CSR initiatives CSR Sustainable Operations о 40+ video conferencing rooms setup to reduce travel 39 о 17 city forests in over 45,000 sq.ft. area using the Miyawaki method. Over 50 different native species used о Over last three years, 41,695 trees have been planted ○ Plans to expand to support solar on schools and water rejuvenation projects HDFC Life
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