Financial Performance Overview

1 4 Islamic Window at a Glance. 5,284 +25.81% 2 6,648 Mar-22 Mar-23 Operating Income 1,506 1+59.10 +59.10% Mar-22 Net Profit After Tax 2,791 +6.81% 2,981 Mar-22 Mar-23 Operating Expenses 5 OMR million 626 2,396 +19.32% 525 Wholesale 3 +47.09% 2,493 3,667 Mar-22 Mar-23 Operating Profit CO 6 OMR million 465 417 196 439 CASA ■Retail 350 205 49% 42% Others 212 175 187 Mar-23 Mar-22 Mar-23 Customers Financing 5 بنك ظفار BankDhofar Gross Financing OMR 626 M. +11.5% YOY Total Deposit OMR 465 M. +10.73% Cost to Income Ratio 44.8% Return on average equity 9.8% +286bps YOY NPL Coverage Ratio% 239.5% Net Interest Margin 269 2.5% Market Share Mar-22 Mar-23 Customers Deposits Assets (11%); Loans (10%); Deposits (10%) 18

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