Investor Presentaiton

We are committed to our customers & communities Our approach is guided by our three priorities: Building trust and strong relationships with our stakeholders Providing responsible lending solutions with affordable rates and ability-to-pay underwriting Contributing to our communities through education, financial wellness and volunteerism .० $ Issued first-of-its kind Social Bond: about a quarter of our customers live in credit disadvantaged counties, as defined by NY Fed. Issued Social ABS collateralized by customers residing in rural communities¹ $ Credit Worthy by OneMain Financial distributed free, digital financial education to over 2,500 high schools, reaching over 140,000 students nationwide in the first year of the program $50 million dollar commitment to support minority depository institutions (MDIs) and military veterans through J.P. Morgan's Empower and Academy money market share class SUSTAINALYTICS ESG INDUSTRY TOP RATED Named as a Morningstar Sustainalytics ESG Industry Top Rated Company in 2023 Focused on diversity, with 67% female team members and 37% team members who are racially and ethnically diverse. This diversity is also reflected in our Board of Directors (50% of directors diverse by race and ethnicity and 25% diverse by gender)2 AMERICA'S Certified a "Most Loved WorkplaceⓇ" by the Best Practice Institute MOST LOVED WORKPLACES Newsweek OneMain Financial. Best Practicette Approximately 71% of our customers are enrolled in paperless billing as of June 2023 Formalized our Board's oversight of ESG policies and practices and formed the ESG Leadership Council, which consists of a diverse group of five senior executives that coordinate internal resources and report to the Board on relevant ESG topics 1. For more information regarding the eligible loans and related criteria please review the OneMain Social Bond Framework and OneMain ABS Social Bond Framework at investor.onemainfinancial.com. 2. As of June 30, 2023. 39

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