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Investor Presentaiton

Finnvera - Key Figures 1H/2020 2019 2018 2017 2016 2015 Finnvera Group Net interest income and net fee and commission income, EUR million 91 182 177 174 194 197 Profit for the period, EUR million -423 94 98 107 70 111 Total assets, EUR million 12,961 12,665 11,039 10,337 9,498 8,418 Tier 1 capital ratio, domestic operations, % 23.7 29.4 27.2 25.3 22.4 18.1 Tier 1 capital ratio, export credit guarantees, % Expense-income ratio, % Shareholders' equity, EUR million 4.5 6.9 6.8 29.1 25.4 29.3 27.2 27.0 28.3 1,051 1,463 1,358 1,314 1,207 1,121 797 1,221 1,126 1,062 955 871 360 364 372 383 398 404 - of which non-restricted equity, EUR million Average number of employees SMEs and midcaps Loans, guarantees and export credit guarantees offered, EUR billion Outstanding exposure, EUR billion 1.1 1.0 0.9 1.0 1.0 1.1 2.8 2.3 2.3 2.5 2.6 2.7 - Loans and receivables, EUR billion 0.7 0.8 0.9 1.1 1.2 1.3 - Guarantees, EUR billion 2.1 1.5 1.4 1.5 1.4 1.5 Large Corporates Export credit guarantees and special guarantees offered, EUR billion Outstanding exposure, EUR billion 1.6 5.2 3.0 7.5 4.2 6.6 24.2 25.2 23.3 22.2 18.1 17.0 - of which funded/committed by Finnish Export Credit Ltd, EUR billion 14.1 14.2 13.5 12.5 8.5 8.8 Finnvera plc, clients 26,100 24,500 25,700 27,300 27,700 28,400 FINNVERA
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