Investor Presentaiton
Industry growth
A11%
Jan 2019
Feb 2019
Mar 2019
Apr 2019
May 2019
Jun 2019
Jul 2019
Aug 2019
Sep 2019
Oct 2019
Nov 2019
Dec 2019
Jan 2020
Feb 2020
Mar 2020
Apr 2020
May 2020
June 2020
Industry growth
V1%
Loan growth better than industry average
Monthly Trend - Loan Portfolio
2019 to December 2023
pandemic
COVID-19
A12%
A5%
A12%
Δ 5%
Industry growth
Capital limits
Δ 6%
Industry growth
A14%
vs Dec 2022
A14%
YoY growth
infusion¹
SMBC Capital
7%
as of Dec 2023
Industry growth
July 2020
Aug 2020
Sep 2020
Oct 2020
Nov 2020
Source: Internal
Loan Report, SOC Reports as of September 2023, BSP UKB report
[1] On July 31, 2023, RCBC completes the sale of an additional 15.01% stake (PHP 27B) to Sumitomo Mitsui Banking Corporation "SMBC".
Dec 2020
Jan 2021
Feb 2021
Mar 2021
Apr 2021
May 2021
June 2021
July 2021
Aug 2021
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Oct 2021
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Dec 2021
Jan 2022
Feb 2022
Mar 2022
Apr 2022
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June 2022
July 2022
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Dec 2022
Jan 2023
Feb 2023
Mar 2023
Apr 2023
May 2023
Jun 2023
Jul 2023
Aug 2023
Sep 2023
Oct 2023
Nov 2023
Dec 2023
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