Investor Presentaiton

Loan and deposit development In € bn, unless stated otherwise, loan-to-deposit ratio 79% Loan development1,2 Key highlights Loans remained essentially flat during the quarter and year on year adjusted for FX: › Corporate Bank loans reduced compared to last year due to lower client demand and selective balance sheet deployment › Lending in the Private Bank stable despite challenging macroeconomic environment 503 489 488 482 485 QoQ YOY (0)% (1)% Investment Bank 105 103 103 103 103 Corporate Bank 129 122 121 116 117 (0)% 5% 0% (7)% Private Bank 269 265 263 263 263 (0)% (1)% Q3 2022 Q4 2022 Q1 2023 Q2 2023 FX-adjusted³ Q3 2023 Deposit development² 631 621 592 593 611 2% (1)% Investment Bank/ 17 16 11 12 15 Corporate Bank 291 289 269 271 286 5% 1% > Private Bank 322 317 310 307 309 0% (3)% Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 FX-adjusted³ Notes: for footnotes refer to slides 44 and 45 Deutsche Bank Investor Relations Q3 2023 results October 25, 2023 Deposits increased by € 14bn, or 2%, in the quarter and remained flat compared to last year adjusted for FX: > Strong momentum in Corporate Bank with growth of € 14bn in the quarter and essentially flat year-to-date Full re-engagement from clients in the International Private Bank offsetting marginally lower balances in the German retail business 33

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