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Investor Presentaiton

Overview of Macquarie Operating Groups 1Q24 Update Underlying client activity driving regulatory capital and trading revenues Regulatory capital (normalised)1 Group Daily trading profit and loss² FY19 - FY23 ($Am) Mar 19 Mar 20 Credit Market O Macquarie Group Limited Mar 21 Mar 22 Mar 23 Operational Other Days 120 100 80 60 40 20 <-100 | 06-> <-80 <-70 09-> <-50 <-40 <-30 <-20 <-10 <0 FY19 FY20 0< >10 Outlook Appendix • Majority of capital relates to credit risk reflecting client focused business • Risk management is core: built on 50+ years of accumulated experience in managing risk for our clients and our business • Unprecedented and extreme market volatility resulted in increased client activity and trading opportunities - More large daily gains in FY23 while large daily losses remain low reflective of robust risk management framework >20 >30 >40 >50 >60 >70 >80 >90 90 FY21 FY22 FY23 1. Mar 23 includes the impact of APRA's new "Unquestionably Strong" bank capital framework which came into effect from 1 Jan 23. Implementation of UQS resulted in an increase in CGM capital requirements, largely on account of higher regulatory buffers, along with RWA calculation changes. All periods are normalised for FX (31 Mar 23) and shown at the post-UQS 10.25% of RWA. Prior periods have not been normalised for RWA calculation changes, including the implementation of the Standardised Measurement Approach to Operational Risk. 2. The daily profit and loss refers to results that are directly attributable to market-based activity from Macquarie's desk. >100 32 32 $Am
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