Consistent Earnings Growth and Digital Engagement

Wealth Management and Insurance TD Wealth ☐ Offers wealth and asset management products and advice to retail and institutional clients in Canada through the direct investing, advice- based, and asset management businesses TD Asset Management is Canada's largest institutional money manager71, the #1 Canadian Pension Manager71 and ranked #1 among Big 5 Banks in mutual fund net sales in 202272 ■ Market leadership in Direct Investing, ranked #1 by assets, trades, number of accounts and revenue 15 ☐ TD Direct Investing was recognized as the #1 Online Broker in Canada in MoneySense magazine's 2022 review 29 and ranked #1 among Canadian Banks in the Globe & Mail's annual digital broker survey73 Launched the TD Easy Trade mobile app, designed to make investing simpler for new and emerging investors Introduced MoneyTalk Live, an exclusive live daily investing broadcast for TD Direct Investing clients through WebBroker Added three new ETFs, including two Environmental, Social and Governance (ESG) ETFs, as well as the TD Global Carbon Credit Index ETF providing investors with global exposure to the growing carbon credit market Introduced "Advice Connect", a team-based financial planning offer that services mass affluent, digitally savvy Advice clients Insurance ☐ Personal lines products in Canada, including Home & Auto, Life & Health, Creditor and Travel insurance #1 Direct Distribution personal lines insurer 74 and leader in affinity market in Canada 74 #3 position for personal lines market share 74 in home and auto general insurance Strengthened TD Insurance's digital capabilities through new enhanced self-serve features, including online quote and bind, as well as coverage, billing and payment management online Expanded network of one-stop claims Auto Centers, bringing footprint to 24 locations nationally 38

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