Financial Performance Update

Micro Banking - Portfolio Outlook Portfolio composition 47% -53% Collection Effiicency 99% 101% 98% 62% 98% 97% 93% ■ Old Book-Pre-Covid New Book-Post Covid Sep'19 Dec'19 Mar'20 June'20 Sep'20 Dec'20 Mar'21 90+ dpd comparison 6.85% 6.05% 5.35% 5.19% 4.98% 4.71% 2.50% 1.75% 0.95% 1.24% 0.56% 0.81% 0.41% 0.55% 0.93% 0.69% 0.63% 0.39% 0.33% 0.47% 0.36% 0.22% Mar-19 0.31% 0.17% 0.28% 0.75% 0.34% 0.11% Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Feb-21 -RBL PG1 -PG4 -Industry PG1: two largest banks, two SFB's and two prominent MFI's, PG-4: NBFC-MFI-Data apno ka bank | RBL Bank Source: Equifax 37

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