Canadian Banking and Residential Mortgages Overview

Scotiabank in Mexico Business Overview1 Customers² ~3.1MM Corporate/ Commercial Residential Mortgages 23.7% Market Position by Loans5 Employees² ~9,900 30% Branches² 473 Average Loans $33Bn Loans $33.0Bn 60% Average Deposits $30Bn 4% 5% Personal Loans 14.8% 13.5% 9.9% 7.7% 7.0% 2% Auto Total NIAT $687MM (after NCI)³ Credit Cards ROE3,4 21.8% Retail Loans 87% Productivity3,4 Secured 49.7% 13% Unsecured BBVA 8 citibanamex BANORTE BBVA Banorte Santander Banamex Scotiabank HSBC PTPP1,6 Productivity Ratio4 Operating Leverage4 952 906 +9% CAGR 1,180 1,030 2019 2020 2021 2018 All figures including Wealth Management 1 On a constant dollar basis 2 Including subsidiaries 3 LTM Q1/22 55.4% 55.0% 54.4% 50.5% 6.9% -0.9% 1.9% 7.2% 2018 2019 2020 2021 2018 2019 2020 2021 4 Refer to page 48 of the Management's Discussion & Analysis in the Bank's First Quarter 2022 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto 5 Source: CNBV as of December 2021 6 Pre-Tax, Pre-Provision Profit defined as revenues less expenses 29 29

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