Business Trends and Strategic Changes

5. We have a well-diversified Liability Profile... Product-wise Mar'23 28.6% 15.5% 5.3% Lender-wise Mar'23 5.2% 19.5% 50.6% 9.1% 66.3% Large Lender Base Top 10 Lending Partners 65 Active Lenders % Share SATIN ⑥SATT State Bank of India Term Loan & PTC 13% NCD Bank of Maharashtra Bank of Baroda 9% 8% Direct Assignment IDFC First Bank Limited 5% ECB Blue Orchard Microfinance Fund 5% Bandhan Bank Limited 5% AAV S.A.R.L 4% HSBC 4% NABARD 4% Standard Chartered Bank 3% 59% Total of Top 10 lenders Banks NBFC Credit Rating Domestic Financial Institution Bank Loans (Long term): "A-" by ICRA Overseas Fund Short-Term ratings: "A1" by ICRA 30

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