Global Wealth Management and Banking Overview

Focused on Higher Return Markets 20% Higher Banking ROEs in Canada and Latam (Latest Reporting Period) 15.3% 14.3% 15% 11.0% 12.4% 10.0% 10% 10.2% 3-year average ROE 9.6% 5.6% 7.2% 5% 0% Canada Latam Asia >85% of All-Bank earnings 2.5% S US Europe Return on equity based on latest reporting period as of February 19, 2021 Canada and US figures are average for five largest and 10 largest market share banks in each country, respectively. Latam figures are average of 8 banks across Mexico, Peru, Chile, Colombia, and Brazil Sources: Bloomberg LLP, Company Financial Reports 9

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